Privacy Policy and Term of Use


This privacy policy (“Policy”) is designed to inform users of our website ( and services about how we collect, store, use, and protect their personal information. By using our website or services, you agree to the collection and use of your personal information in accordance with this policy.

1. Log Files. Like many other websites, makes use of log files. These files merely log visitors to the site – usually a standard procedure for hosting companies and a part of hosting services’ analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses and other such information are not linked to any information that is personally identifiable.

2. Cookies. uses cookies to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other information that the visitor sends via their browser.

3. DoubleClick DART Cookie. Google, as a third-party vendor, uses cookies to serve ads on Google’s use of the DART cookie enables it to serve ads to our site’s visitors based upon their visit to and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL –

4. Information Collection. We collect information from you when you register on our site, subscribe to our newsletter, respond to a survey, or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, or credit card information. You may, however, visit our site anonymously.

5. Use of Information. We use the information we collect from you to personalize your experience, improve our website, improve customer service, and to process transactions.

6.. Security. We take appropriate measures to maintain the security of your personal information. However, we cannot guarantee that hackers or unauthorized personnel will not gain access to your personal information despite our efforts. You should note that in using the website, your information will travel through third-party infrastructures which are not under our control.

7. Third-Party Disclosure. We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

8. Third-Party Links. Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites.

9. Consent. By using our website, you consent to our website’s privacy policy.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect on This policy is not applicable to any information collected offline or via channels other than this website.


Terms of Use for in compliance with Google Adsense

Welcome to, a website dedicated to helping beginners learn and understand personal finance. By accessing and using this website, you agree to the following Terms of Use.

1. User Conduct. As a user of this website, you agree to use in compliance with all applicable laws and regulations. You also agree to not engage in any behavior that is harmful to this website or its users, including but not limited to spamming, hacking or transmitting any materials that contain viruses or other harmful components.

2. Intellectual Property. All content on, including but not limited to text, images, graphics and logos, are the property of and are protected by applicable copyright and trademark laws. You agree to not use any of this content without the express written consent of

3. Privacy. We are committed to protecting your privacy. Our Privacy Policy outlines how we collect and use your personal information. By using, you agree to the terms outlined in our Privacy Policy.

4. Google Adsense. participates in the Google Adsense program to provide advertising on our website. By accessing and using, you agree to the terms set forth in Google’s Adsense Program policies.

5. Disclaimer. provides educational content on personal finance, but we are not financial advisors, and our content should not be construed as professional financial advice. We do not guarantee the accuracy, completeness or reliability of any information provided on this website, and we are not liable for any losses or damages that may arise from the use of this website.

6. Termination. reserves the right to terminate access to this website at any time and for any reason, without notice.

7. Changes. reserves the right to modify these Terms of Use at any time and without notice. It is your responsibility to periodically review these terms for any updates.

By accessing and using, you agree to these Terms of Use. If you do not agree to these terms, please immediately discontinue use of this website.